Cost of Living: Jacksonville, FL vs Cape Coral, FL (2026)

Jacksonville

Florida
92
VS

Cape Coral

Florida
114

Jacksonville is 19% cheaper than Cape Coral.

$1,375/mo ↓ 21%
Median Rent
$1,751/mo ↑ 27%
$66,981/yr ↓ 12%
Median Income
$76,062/yr ↑ 14%
$266,100 ↓ 22%
Home Value
$339,200 ↑ 27%
$1,324/mo ↓ 13%
Owner Costs
$1,523/mo ↑ 15%
961,739
Population
206,387

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.86%
Property Tax
0.86%

Affordability

24.6%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Cape Coral, FL, the overall cost of living indices are 92 and 114 respectively (national median = 100). Rent is $376/month cheaper in Jacksonville, saving renters about $4,512/year.

Median household income is $9,081/year higher in Cape Coral. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $339,200 in Cape Coral.

Both cities share the same state tax structure since they are in Florida.

Frequently Asked Questions

Jacksonville vs Cape Coral — common questions

Is Jacksonville or Cape Coral cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 114 (US average = 100).
What is the rent difference between Jacksonville and Cape Coral?
Median rent in Jacksonville is $1,375/month and in Cape Coral it's $1,751/month — a difference of $376/month.
Which city has higher income, Jacksonville or Cape Coral?
Median household income is $66,981 in Jacksonville and $76,062 in Cape Coral. Median household income is $9,081/year higher in Cape Coral.
How do taxes compare between Florida and Florida?
Both cities are in Florida and share the same state tax rates: 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Jacksonville or Cape Coral?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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