Cost of Living: Jacksonville, FL vs Chesapeake, VA (2026)

Jacksonville

Florida
92
VS

Chesapeake

Virginia
112

Jacksonville is 18% cheaper than Chesapeake.

$1,375/mo ↓ 10%
Median Rent
$1,523/mo ↑ 11%
$66,981/yr ↓ 29%
Median Income
$94,189/yr ↑ 41%
$266,100 ↓ 26%
Home Value
$359,100 ↑ 35%
$1,324/mo ↓ 21%
Owner Costs
$1,680/mo ↑ 27%
961,739
Population
251,153

Tax Comparison

0%
Income Tax
5.75%
6.0%
State Sales Tax
5.3%
0.86%
Property Tax
0.8%

Affordability

24.6%
rent-to-income
Affordability
19.4%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Chesapeake, VA, the overall cost of living indices are 92 and 112 respectively (national median = 100). Rent is $148/month cheaper in Jacksonville, saving renters about $1,776/year.

Median household income is $27,208/year higher in Chesapeake. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $359,100 in Chesapeake.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Jacksonville vs Chesapeake — common questions

Is Jacksonville or Chesapeake cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 112 (US average = 100).
What is the rent difference between Jacksonville and Chesapeake?
Median rent in Jacksonville is $1,375/month and in Chesapeake it's $1,523/month — a difference of $148/month.
Which city has higher income, Jacksonville or Chesapeake?
Median household income is $66,981 in Jacksonville and $94,189 in Chesapeake. Median household income is $27,208/year higher in Chesapeake.
How do taxes compare between Florida and Virginia?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Jacksonville or Chesapeake?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Chesapeake has a cost index of 112 with rent of $1,523/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View Chesapeake details →

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