Cost of Living: Jacksonville, FL vs Cincinnati, OH (2026)

Jacksonville

Florida
92
VS

Cincinnati

Ohio
69

Jacksonville is 33% more expensive than Cincinnati.

$1,375/mo ↑ 44%
Median Rent
$953/mo ↓ 31%
$66,981/yr ↑ 30%
Median Income
$51,707/yr ↓ 23%
$266,100 ↑ 24%
Home Value
$215,300 ↓ 19%
$1,324/mo ↑ 27%
Owner Costs
$1,041/mo ↓ 21%
961,739
Population
309,595

Tax Comparison

0%
Income Tax
3.5%
6.0%
State Sales Tax
5.75%
0.86%
Property Tax
1.53%

Affordability

24.6%
rent-to-income
Affordability
22.1%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Cincinnati, OH, the overall cost of living indices are 92 and 69 respectively (national median = 100). Rent is $422/month cheaper in Cincinnati, saving renters about $5,064/year.

Median household income is $15,274/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $215,300 in Cincinnati.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Jacksonville vs Cincinnati — common questions

Is Jacksonville or Cincinnati cheaper to live in?
Based on our cost index, Cincinnati is cheaper to live in with an index of 69 compared to 92 (US average = 100).
What is the rent difference between Jacksonville and Cincinnati?
Median rent in Jacksonville is $1,375/month and in Cincinnati it's $953/month — a difference of $422/month.
Which city has higher income, Jacksonville or Cincinnati?
Median household income is $66,981 in Jacksonville and $51,707 in Cincinnati. Median household income is $15,274/year higher in Jacksonville.
How do taxes compare between Florida and Ohio?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to Jacksonville or Cincinnati?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Cincinnati has a cost index of 69 with rent of $953/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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