Cost of Living: Jacksonville, FL vs Clarksville, TN (2026)

Jacksonville

Florida
92
VS

Clarksville

Tennessee
83

Jacksonville is 11% more expensive than Clarksville.

$1,375/mo ↑ 13%
Median Rent
$1,215/mo ↓ 12%
$66,981/yr ≈ Same
Median Income
$66,786/yr ≈ Same
$266,100 ↑ 13%
Home Value
$236,100 ↓ 11%
$1,324/mo ↑ 6%
Owner Costs
$1,254/mo ↓ 5%
961,739
Population
171,897

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
7.0%
0.86%
Property Tax
0.64%

Affordability

24.6%
rent-to-income
Affordability
21.8%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Clarksville, TN, the overall cost of living indices are 92 and 83 respectively (national median = 100). Rent is $160/month cheaper in Clarksville, saving renters about $1,920/year.

Median household income is $195/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $236,100 in Clarksville.

Frequently Asked Questions

Jacksonville vs Clarksville — common questions

Is Jacksonville or Clarksville cheaper to live in?
Based on our cost index, Clarksville is cheaper to live in with an index of 83 compared to 92 (US average = 100).
What is the rent difference between Jacksonville and Clarksville?
Median rent in Jacksonville is $1,375/month and in Clarksville it's $1,215/month — a difference of $160/month.
Which city has higher income, Jacksonville or Clarksville?
Median household income is $66,981 in Jacksonville and $66,786 in Clarksville. Median household income is $195/year higher in Jacksonville.
How do taxes compare between Florida and Tennessee?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Jacksonville or Clarksville?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Clarksville has a cost index of 83 with rent of $1,215/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

Other cost of living comparisons for Jacksonville and Clarksville

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