Cost of Living: Jacksonville, FL vs Cleveland, OH (2026)

Jacksonville

Florida
92
VS

Cleveland

Ohio
51

Jacksonville is 80% more expensive than Cleveland.

$1,375/mo ↑ 54%
Median Rent
$894/mo ↓ 35%
$66,981/yr ↑ 71%
Median Income
$39,187/yr ↓ 41%
$266,100 ↑ 183%
Home Value
$94,100 ↓ 65%
$1,324/mo ↑ 53%
Owner Costs
$866/mo ↓ 35%
961,739
Population
367,523

Tax Comparison

0%
Income Tax
3.5%
6.0%
State Sales Tax
5.75%
0.86%
Property Tax
1.53%

Affordability

24.6%
rent-to-income
Affordability
27.4%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Cleveland, OH, the overall cost of living indices are 92 and 51 respectively (national median = 100). Rent is $481/month cheaper in Cleveland, saving renters about $5,772/year.

Median household income is $27,794/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $94,100 in Cleveland.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Jacksonville vs Cleveland — common questions

Is Jacksonville or Cleveland cheaper to live in?
Based on our cost index, Cleveland is cheaper to live in with an index of 51 compared to 92 (US average = 100).
What is the rent difference between Jacksonville and Cleveland?
Median rent in Jacksonville is $1,375/month and in Cleveland it's $894/month — a difference of $481/month.
Which city has higher income, Jacksonville or Cleveland?
Median household income is $66,981 in Jacksonville and $39,187 in Cleveland. Median household income is $27,794/year higher in Jacksonville.
How do taxes compare between Florida and Ohio?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to Jacksonville or Cleveland?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Cleveland has a cost index of 51 with rent of $894/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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