Cost of Living: Jacksonville, FL vs Fargo, ND (2026)

Jacksonville

Florida
92
VS

Fargo

North Dakota
73

Jacksonville is 26% more expensive than Fargo.

$1,375/mo ↑ 50%
Median Rent
$916/mo ↓ 33%
$66,981/yr ↑ 1%
Median Income
$66,029/yr ↓ 1%
$266,100 ↓ 1%
Home Value
$269,800 ↑ 1%
$1,324/mo ↑ 33%
Owner Costs
$997/mo ↓ 25%
961,739
Population
129,064

Tax Comparison

0%
Income Tax
2.5%
6.0%
State Sales Tax
5.0%
0.86%
Property Tax
0.98%

Affordability

24.6%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Fargo, ND, the overall cost of living indices are 92 and 73 respectively (national median = 100). Rent is $459/month cheaper in Fargo, saving renters about $5,508/year.

Median household income is $952/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $269,800 in Fargo.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over North Dakota's 2.5% rate.

Frequently Asked Questions

Jacksonville vs Fargo — common questions

Is Jacksonville or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 92 (US average = 100).
What is the rent difference between Jacksonville and Fargo?
Median rent in Jacksonville is $1,375/month and in Fargo it's $916/month — a difference of $459/month.
Which city has higher income, Jacksonville or Fargo?
Median household income is $66,981 in Jacksonville and $66,029 in Fargo. Median household income is $952/year higher in Jacksonville.
How do taxes compare between Florida and North Dakota?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Jacksonville or Fargo?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View Fargo details →

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