Cost of Living: Jacksonville, FL vs Garland, TX (2026)

Jacksonville

Florida
92
VS

Garland

Texas
96

Jacksonville is 4% cheaper than Garland.

$1,375/mo ↓ 10%
Median Rent
$1,525/mo ↑ 11%
$66,981/yr ↓ 10%
Median Income
$74,717/yr ↑ 12%
$266,100 ↑ 7%
Home Value
$248,900 ↓ 6%
$1,324/mo ↓ 8%
Owner Costs
$1,445/mo ↑ 9%
961,739
Population
245,298

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

24.6%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Garland, TX, the overall cost of living indices are 92 and 96 respectively (national median = 100). Rent is $150/month cheaper in Jacksonville, saving renters about $1,800/year.

Median household income is $7,736/year higher in Garland. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $248,900 in Garland.

Frequently Asked Questions

Jacksonville vs Garland — common questions

Is Jacksonville or Garland cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 96 (US average = 100).
What is the rent difference between Jacksonville and Garland?
Median rent in Jacksonville is $1,375/month and in Garland it's $1,525/month — a difference of $150/month.
Which city has higher income, Jacksonville or Garland?
Median household income is $66,981 in Jacksonville and $74,717 in Garland. Median household income is $7,736/year higher in Garland.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jacksonville or Garland?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View Garland details →

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