Cost of Living: Jacksonville, FL vs Jersey City, NJ (2026)

Jacksonville

Florida
92
VS

Jersey City

New Jersey
148

Jacksonville is 38% cheaper than Jersey City.

$1,375/mo ↓ 28%
Median Rent
$1,902/mo ↑ 38%
$66,981/yr ↓ 29%
Median Income
$94,813/yr ↑ 42%
$266,100 ↓ 50%
Home Value
$534,500 ↑ 101%
$1,324/mo ↓ 34%
Owner Costs
$2,006/mo ↑ 52%
961,739
Population
289,691

Tax Comparison

0%
Income Tax
10.75%
6.0%
State Sales Tax
6.625%
0.86%
Property Tax
2.23%

Affordability

24.6%
rent-to-income
Affordability
24.1%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Jersey City, NJ, the overall cost of living indices are 92 and 148 respectively (national median = 100). Rent is $527/month cheaper in Jacksonville, saving renters about $6,324/year.

Median household income is $27,832/year higher in Jersey City. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $534,500 in Jersey City.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jacksonville vs Jersey City — common questions

Is Jacksonville or Jersey City cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 148 (US average = 100).
What is the rent difference between Jacksonville and Jersey City?
Median rent in Jacksonville is $1,375/month and in Jersey City it's $1,902/month — a difference of $527/month.
Which city has higher income, Jacksonville or Jersey City?
Median household income is $66,981 in Jacksonville and $94,813 in Jersey City. Median household income is $27,832/year higher in Jersey City.
How do taxes compare between Florida and New Jersey?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax.
Should I move to Jacksonville or Jersey City?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Jersey City has a cost index of 148 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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