Cost of Living: Jacksonville, FL vs McKinney, TX (2026)

Jacksonville

Florida
92
VS

McKinney

Texas
138

Jacksonville is 33% cheaper than McKinney.

$1,375/mo ↓ 25%
Median Rent
$1,841/mo ↑ 34%
$66,981/yr ↓ 44%
Median Income
$120,273/yr ↑ 80%
$266,100 ↓ 39%
Home Value
$439,500 ↑ 65%
$1,324/mo ↓ 37%
Owner Costs
$2,101/mo ↑ 59%
961,739
Population
202,314

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

24.6%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and McKinney, TX, the overall cost of living indices are 92 and 138 respectively (national median = 100). Rent is $466/month cheaper in Jacksonville, saving renters about $5,592/year.

Median household income is $53,292/year higher in McKinney. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $439,500 in McKinney.

Frequently Asked Questions

Jacksonville vs McKinney — common questions

Is Jacksonville or McKinney cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 138 (US average = 100).
What is the rent difference between Jacksonville and McKinney?
Median rent in Jacksonville is $1,375/month and in McKinney it's $1,841/month — a difference of $466/month.
Which city has higher income, Jacksonville or McKinney?
Median household income is $66,981 in Jacksonville and $120,273 in McKinney. Median household income is $53,292/year higher in McKinney.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jacksonville or McKinney?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View McKinney details →

More Comparisons

Other cost of living comparisons for Jacksonville and McKinney

Jacksonville vs. Austin Jacksonville vs. Fort Worth Jacksonville vs. San Jose Jacksonville vs. Columbus Jacksonville vs. Dallas Jacksonville vs. Charlotte McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo