Cost of Living: Jacksonville, FL vs Naperville, IL (2026)

Jacksonville

Florida
92
VS

Naperville

Illinois
147

Jacksonville is 37% cheaper than Naperville.

$1,375/mo ↓ 26%
Median Rent
$1,852/mo ↑ 35%
$66,981/yr ↓ 56%
Median Income
$150,937/yr ↑ 125%
$266,100 ↓ 48%
Home Value
$509,900 ↑ 92%
$1,324/mo ↓ 39%
Owner Costs
$2,161/mo ↑ 63%
961,739
Population
149,424

Tax Comparison

0%
Income Tax
4.95%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
2.07%

Affordability

24.6%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Naperville, IL, the overall cost of living indices are 92 and 147 respectively (national median = 100). Rent is $477/month cheaper in Jacksonville, saving renters about $5,724/year.

Median household income is $83,956/year higher in Naperville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $509,900 in Naperville.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Jacksonville vs Naperville — common questions

Is Jacksonville or Naperville cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 147 (US average = 100).
What is the rent difference between Jacksonville and Naperville?
Median rent in Jacksonville is $1,375/month and in Naperville it's $1,852/month — a difference of $477/month.
Which city has higher income, Jacksonville or Naperville?
Median household income is $66,981 in Jacksonville and $150,937 in Naperville. Median household income is $83,956/year higher in Naperville.
How do taxes compare between Florida and Illinois?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Jacksonville or Naperville?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View Naperville details →

More Comparisons

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