Cost of Living: Jacksonville, FL vs Norman, OK (2026)

Jacksonville

Florida
92
VS

Norman

Oklahoma
76

Jacksonville is 21% more expensive than Norman.

$1,375/mo ↑ 29%
Median Rent
$1,064/mo ↓ 23%
$66,981/yr ↑ 3%
Median Income
$65,060/yr ↓ 3%
$266,100 ↑ 11%
Home Value
$239,300 ↓ 10%
$1,324/mo ↑ 18%
Owner Costs
$1,121/mo ↓ 15%
961,739
Population
128,714

Tax Comparison

0%
Income Tax
4.75%
6.0%
State Sales Tax
4.5%
0.86%
Property Tax
0.9%

Affordability

24.6%
rent-to-income
Affordability
19.6%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Norman, OK, the overall cost of living indices are 92 and 76 respectively (national median = 100). Rent is $311/month cheaper in Norman, saving renters about $3,732/year.

Median household income is $1,921/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $239,300 in Norman.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Jacksonville vs Norman — common questions

Is Jacksonville or Norman cheaper to live in?
Based on our cost index, Norman is cheaper to live in with an index of 76 compared to 92 (US average = 100).
What is the rent difference between Jacksonville and Norman?
Median rent in Jacksonville is $1,375/month and in Norman it's $1,064/month — a difference of $311/month.
Which city has higher income, Jacksonville or Norman?
Median household income is $66,981 in Jacksonville and $65,060 in Norman. Median household income is $1,921/year higher in Jacksonville.
How do taxes compare between Florida and Oklahoma?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax.
Should I move to Jacksonville or Norman?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Norman has a cost index of 76 with rent of $1,064/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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