Cost of Living: Jacksonville, FL vs Oakland, CA (2026)

Jacksonville

Florida
92
VS

Oakland

California
195

Jacksonville is 53% cheaper than Oakland.

$1,375/mo ↓ 28%
Median Rent
$1,917/mo ↑ 39%
$66,981/yr ↓ 31%
Median Income
$97,369/yr ↑ 45%
$266,100 ↓ 71%
Home Value
$924,700 ↑ 248%
$1,324/mo ↓ 39%
Owner Costs
$2,164/mo ↑ 63%
961,739
Population
438,072

Tax Comparison

0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.86%
Property Tax
0.71%

Affordability

24.6%
rent-to-income
Affordability
23.6%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Oakland, CA, the overall cost of living indices are 92 and 195 respectively (national median = 100). Rent is $542/month cheaper in Jacksonville, saving renters about $6,504/year.

Median household income is $30,388/year higher in Oakland. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $924,700 in Oakland.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Jacksonville vs Oakland — common questions

Is Jacksonville or Oakland cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 195 (US average = 100).
What is the rent difference between Jacksonville and Oakland?
Median rent in Jacksonville is $1,375/month and in Oakland it's $1,917/month — a difference of $542/month.
Which city has higher income, Jacksonville or Oakland?
Median household income is $66,981 in Jacksonville and $97,369 in Oakland. Median household income is $30,388/year higher in Oakland.
How do taxes compare between Florida and California?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Jacksonville or Oakland?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Oakland has a cost index of 195 with rent of $1,917/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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