Cost of Living: Jacksonville, FL vs Paterson, NJ (2026)

Jacksonville

Florida
92
VS

Paterson

New Jersey
106

Jacksonville is 13% cheaper than Paterson.

$1,375/mo ↓ 6%
Median Rent
$1,457/mo ↑ 6%
$66,981/yr ↑ 25%
Median Income
$53,766/yr ↓ 20%
$266,100 ↓ 21%
Home Value
$335,400 ↑ 26%
$1,324/mo ↓ 15%
Owner Costs
$1,553/mo ↑ 17%
961,739
Population
157,660

Tax Comparison

0%
Income Tax
10.75%
6.0%
State Sales Tax
6.625%
0.86%
Property Tax
2.23%

Affordability

24.6%
rent-to-income
Affordability
32.5%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Paterson, NJ, the overall cost of living indices are 92 and 106 respectively (national median = 100). Rent is $82/month cheaper in Jacksonville, saving renters about $984/year.

Median household income is $13,215/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $335,400 in Paterson.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jacksonville vs Paterson — common questions

Is Jacksonville or Paterson cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 106 (US average = 100).
What is the rent difference between Jacksonville and Paterson?
Median rent in Jacksonville is $1,375/month and in Paterson it's $1,457/month — a difference of $82/month.
Which city has higher income, Jacksonville or Paterson?
Median household income is $66,981 in Jacksonville and $53,766 in Paterson. Median household income is $13,215/year higher in Jacksonville.
How do taxes compare between Florida and New Jersey?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax.
Should I move to Jacksonville or Paterson?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Paterson has a cost index of 106 with rent of $1,457/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View Paterson details →

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