Cost of Living: Jacksonville, FL vs Providence, RI (2026)

Jacksonville

Florida
92
VS

Providence

Rhode Island
99

Jacksonville is 7% cheaper than Providence.

$1,375/mo ↑ 3%
Median Rent
$1,333/mo ↓ 3%
$66,981/yr ≈ Same
Median Income
$66,772/yr ≈ Same
$266,100 ↓ 18%
Home Value
$322,800 ↑ 21%
$1,324/mo ↓ 10%
Owner Costs
$1,467/mo ↑ 11%
961,739
Population
190,214

Tax Comparison

0%
Income Tax
5.99%
6.0%
State Sales Tax
7.0%
0.86%
Property Tax
1.53%

Affordability

24.6%
rent-to-income
Affordability
24.0%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Providence, RI, the overall cost of living indices are 92 and 99 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $209/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $322,800 in Providence.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Rhode Island's 5.99% rate.

Frequently Asked Questions

Jacksonville vs Providence — common questions

Is Jacksonville or Providence cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 99 (US average = 100).
What is the rent difference between Jacksonville and Providence?
Median rent in Jacksonville is $1,375/month and in Providence it's $1,333/month — a difference of $42/month.
Which city has higher income, Jacksonville or Providence?
Median household income is $66,981 in Jacksonville and $66,772 in Providence. Median household income is $209/year higher in Jacksonville.
How do taxes compare between Florida and Rhode Island?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax.
Should I move to Jacksonville or Providence?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Providence has a cost index of 99 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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