Cost of Living: Jacksonville, FL vs Richardson, TX (2026)

Jacksonville

Florida
92
VS

Richardson

Texas
128

Jacksonville is 28% cheaper than Richardson.

$1,375/mo ↓ 25%
Median Rent
$1,825/mo ↑ 33%
$66,981/yr ↓ 30%
Median Income
$96,257/yr ↑ 44%
$266,100 ↓ 34%
Home Value
$405,600 ↑ 52%
$1,324/mo ↓ 26%
Owner Costs
$1,796/mo ↑ 36%
961,739
Population
118,269

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

24.6%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Richardson, TX, the overall cost of living indices are 92 and 128 respectively (national median = 100). Rent is $450/month cheaper in Jacksonville, saving renters about $5,400/year.

Median household income is $29,276/year higher in Richardson. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $405,600 in Richardson.

Frequently Asked Questions

Jacksonville vs Richardson — common questions

Is Jacksonville or Richardson cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 128 (US average = 100).
What is the rent difference between Jacksonville and Richardson?
Median rent in Jacksonville is $1,375/month and in Richardson it's $1,825/month — a difference of $450/month.
Which city has higher income, Jacksonville or Richardson?
Median household income is $66,981 in Jacksonville and $96,257 in Richardson. Median household income is $29,276/year higher in Richardson.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jacksonville or Richardson?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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