Cost of Living: Jacksonville, FL vs Richmond, VA (2026)

Jacksonville

Florida
92
VS

Richmond

Virginia
98

Jacksonville is 6% cheaper than Richmond.

$1,375/mo ↑ 5%
Median Rent
$1,314/mo ↓ 4%
$66,981/yr ↑ 7%
Median Income
$62,671/yr ↓ 6%
$266,100 ↓ 19%
Home Value
$328,100 ↑ 23%
$1,324/mo ↓ 4%
Owner Costs
$1,374/mo ↑ 4%
961,739
Population
227,595

Tax Comparison

0%
Income Tax
5.75%
6.0%
State Sales Tax
5.3%
0.86%
Property Tax
0.8%

Affordability

24.6%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Richmond, VA, the overall cost of living indices are 92 and 98 respectively (national median = 100). Rent is $61/month cheaper in Richmond, saving renters about $732/year.

Median household income is $4,310/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $328,100 in Richmond.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Jacksonville vs Richmond — common questions

Is Jacksonville or Richmond cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 98 (US average = 100).
What is the rent difference between Jacksonville and Richmond?
Median rent in Jacksonville is $1,375/month and in Richmond it's $1,314/month — a difference of $61/month.
Which city has higher income, Jacksonville or Richmond?
Median household income is $66,981 in Jacksonville and $62,671 in Richmond. Median household income is $4,310/year higher in Jacksonville.
How do taxes compare between Florida and Virginia?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Jacksonville or Richmond?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Richmond has a cost index of 98 with rent of $1,314/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View Richmond details →

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