Cost of Living: Jacksonville, FL vs Rochester, MN (2026)

Jacksonville

Florida
92
VS

Rochester

Minnesota
93

Jacksonville and Rochester have a similar cost of living.

$1,375/mo ↑ 4%
Median Rent
$1,316/mo ↓ 4%
$66,981/yr ↓ 24%
Median Income
$87,767/yr ↑ 31%
$266,100 ↓ 7%
Home Value
$287,500 ↑ 8%
$1,324/mo ≈ Same
Owner Costs
$1,332/mo ≈ Same
961,739
Population
121,638

Tax Comparison

0%
Income Tax
9.85%
6.0%
State Sales Tax
6.875%
0.86%
Property Tax
1.11%

Affordability

24.6%
rent-to-income
Affordability
18.0%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Rochester, MN, the overall cost of living indices are 92 and 93 respectively (national median = 100). Rent is $59/month cheaper in Rochester, saving renters about $708/year.

Median household income is $20,786/year higher in Rochester. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $287,500 in Rochester.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Jacksonville vs Rochester — common questions

Is Jacksonville or Rochester cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 93 (US average = 100).
What is the rent difference between Jacksonville and Rochester?
Median rent in Jacksonville is $1,375/month and in Rochester it's $1,316/month — a difference of $59/month.
Which city has higher income, Jacksonville or Rochester?
Median household income is $66,981 in Jacksonville and $87,767 in Rochester. Median household income is $20,786/year higher in Rochester.
How do taxes compare between Florida and Minnesota?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Jacksonville or Rochester?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Rochester has a cost index of 93 with rent of $1,316/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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