Cost of Living: Jacksonville, FL vs Springfield, MA (2026)

Jacksonville

Florida
92
VS

Springfield

Massachusetts
79

Jacksonville is 16% more expensive than Springfield.

$1,375/mo ↑ 23%
Median Rent
$1,114/mo ↓ 19%
$66,981/yr ↑ 30%
Median Income
$51,339/yr ↓ 23%
$266,100 ↑ 19%
Home Value
$222,700 ↓ 16%
$1,324/mo ↑ 4%
Owner Costs
$1,276/mo ↓ 4%
961,739
Population
154,751

Tax Comparison

0%
Income Tax
9.0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.15%

Affordability

24.6%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Springfield, MA, the overall cost of living indices are 92 and 79 respectively (national median = 100). Rent is $261/month cheaper in Springfield, saving renters about $3,132/year.

Median household income is $15,642/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $222,700 in Springfield.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Jacksonville vs Springfield — common questions

Is Jacksonville or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 92 (US average = 100).
What is the rent difference between Jacksonville and Springfield?
Median rent in Jacksonville is $1,375/month and in Springfield it's $1,114/month — a difference of $261/month.
Which city has higher income, Jacksonville or Springfield?
Median household income is $66,981 in Jacksonville and $51,339 in Springfield. Median household income is $15,642/year higher in Jacksonville.
How do taxes compare between Florida and Massachusetts?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Jacksonville or Springfield?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Springfield has a cost index of 79 with rent of $1,114/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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