Cost of Living: Jacksonville, FL vs St. Paul, MN (2026)

Jacksonville

Florida
92
VS

St. Paul

Minnesota
91

Jacksonville and St. Paul have a similar cost of living.

$1,375/mo ↑ 10%
Median Rent
$1,248/mo ↓ 9%
$66,981/yr ↓ 8%
Median Income
$73,055/yr ↑ 9%
$266,100 ↓ 5%
Home Value
$280,300 ↑ 5%
$1,324/mo ↓ 5%
Owner Costs
$1,390/mo ↑ 5%
961,739
Population
307,762

Tax Comparison

0%
Income Tax
9.85%
6.0%
State Sales Tax
6.875%
0.86%
Property Tax
1.11%

Affordability

24.6%
rent-to-income
Affordability
20.5%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and St. Paul, MN, the overall cost of living indices are 92 and 91 respectively (national median = 100). Rent is $127/month cheaper in St. Paul, saving renters about $1,524/year.

Median household income is $6,074/year higher in St. Paul. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $280,300 in St. Paul.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Jacksonville vs St. Paul — common questions

Is Jacksonville or St. Paul cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 92 (US average = 100).
What is the rent difference between Jacksonville and St. Paul?
Median rent in Jacksonville is $1,375/month and in St. Paul it's $1,248/month — a difference of $127/month.
Which city has higher income, Jacksonville or St. Paul?
Median household income is $66,981 in Jacksonville and $73,055 in St. Paul. Median household income is $6,074/year higher in St. Paul.
How do taxes compare between Florida and Minnesota?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Jacksonville or St. Paul?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while St. Paul has a cost index of 91 with rent of $1,248/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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