Cost of Living: Jacksonville, FL vs Toledo, OH (2026)

Jacksonville

Florida
92
VS

Toledo

Ohio
52

Jacksonville is 77% more expensive than Toledo.

$1,375/mo ↑ 56%
Median Rent
$880/mo ↓ 36%
$66,981/yr ↑ 41%
Median Income
$47,532/yr ↓ 29%
$266,100 ↑ 149%
Home Value
$107,000 ↓ 60%
$1,324/mo ↑ 55%
Owner Costs
$856/mo ↓ 35%
961,739
Population
268,461

Tax Comparison

0%
Income Tax
3.5%
6.0%
State Sales Tax
5.75%
0.86%
Property Tax
1.53%

Affordability

24.6%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Toledo, OH, the overall cost of living indices are 92 and 52 respectively (national median = 100). Rent is $495/month cheaper in Toledo, saving renters about $5,940/year.

Median household income is $19,449/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $107,000 in Toledo.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Jacksonville vs Toledo — common questions

Is Jacksonville or Toledo cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 92 (US average = 100).
What is the rent difference between Jacksonville and Toledo?
Median rent in Jacksonville is $1,375/month and in Toledo it's $880/month — a difference of $495/month.
Which city has higher income, Jacksonville or Toledo?
Median household income is $66,981 in Jacksonville and $47,532 in Toledo. Median household income is $19,449/year higher in Jacksonville.
How do taxes compare between Florida and Ohio?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to Jacksonville or Toledo?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Toledo has a cost index of 52 with rent of $880/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View Toledo details →

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