Cost of Living: Jersey City, NJ vs Amarillo, TX (2026)

Jersey City

New Jersey
148
VS

Amarillo

Texas
69

Jersey City is 114% more expensive than Amarillo.

$1,902/mo ↑ 81%
Median Rent
$1,049/mo ↓ 45%
$94,813/yr ↑ 52%
Median Income
$62,469/yr ↓ 34%
$534,500 ↑ 186%
Home Value
$186,800 ↓ 65%
$2,006/mo ↑ 87%
Owner Costs
$1,074/mo ↓ 46%
289,691
Population
200,945

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

24.1%
rent-to-income
Affordability
20.2%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Amarillo, TX, the overall cost of living indices are 148 and 69 respectively (national median = 100). Rent is $853/month cheaper in Amarillo, saving renters about $10,236/year.

Median household income is $32,344/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $186,800 in Amarillo.

Texas has no state income tax, giving Amarillo residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Amarillo — common questions

Is Jersey City or Amarillo cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Amarillo?
Median rent in Jersey City is $1,902/month and in Amarillo it's $1,049/month — a difference of $853/month.
Which city has higher income, Jersey City or Amarillo?
Median household income is $94,813 in Jersey City and $62,469 in Amarillo. Median household income is $32,344/year higher in Jersey City.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jersey City or Amarillo?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Amarillo has a cost index of 69 with rent of $1,049/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Amarillo details →

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