Cost of Living: Jersey City, NJ vs Arvada, CO (2026)

Jersey City

New Jersey
148
VS

Arvada

Colorado
152

Jersey City is 3% cheaper than Arvada.

$1,902/mo ↑ 6%
Median Rent
$1,802/mo ↓ 5%
$94,813/yr ↓ 16%
Median Income
$113,396/yr ↑ 20%
$534,500 ↓ 11%
Home Value
$600,800 ↑ 12%
$2,006/mo ↑ 3%
Owner Costs
$1,948/mo ↓ 3%
289,691
Population
122,835

Tax Comparison

10.75%
Income Tax
4.4%
6.625%
State Sales Tax
2.9%
2.23%
Property Tax
0.51%

Affordability

24.1%
rent-to-income
Affordability
19.1%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Arvada, CO, the overall cost of living indices are 148 and 152 respectively (national median = 100). Rent is $100/month cheaper in Arvada, saving renters about $1,200/year.

Median household income is $18,583/year higher in Arvada. Home values also differ significantly — the median in Jersey City is $534,500 compared to $600,800 in Arvada.

Colorado has a lower income tax rate, making Arvada slightly more tax-friendly.

Frequently Asked Questions

Jersey City vs Arvada — common questions

Is Jersey City or Arvada cheaper to live in?
Based on our cost index, Jersey City is cheaper to live in with an index of 148 compared to 152 (US average = 100).
What is the rent difference between Jersey City and Arvada?
Median rent in Jersey City is $1,902/month and in Arvada it's $1,802/month — a difference of $100/month.
Which city has higher income, Jersey City or Arvada?
Median household income is $94,813 in Jersey City and $113,396 in Arvada. Median household income is $18,583/year higher in Arvada.
How do taxes compare between New Jersey and Colorado?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Jersey City or Arvada?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Arvada has a cost index of 152 with rent of $1,802/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Arvada details →

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