Cost of Living: Jersey City, NJ vs Carrollton, TX (2026)

Jersey City

New Jersey
148
VS

Carrollton

Texas
116

Jersey City is 28% more expensive than Carrollton.

$1,902/mo ↑ 14%
Median Rent
$1,674/mo ↓ 12%
$94,813/yr ↓ 4%
Median Income
$99,115/yr ↑ 5%
$534,500 ↑ 51%
Home Value
$353,600 ↓ 34%
$2,006/mo ↑ 19%
Owner Costs
$1,689/mo ↓ 16%
289,691
Population
132,741

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

24.1%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Carrollton, TX, the overall cost of living indices are 148 and 116 respectively (national median = 100). Rent is $228/month cheaper in Carrollton, saving renters about $2,736/year.

Median household income is $4,302/year higher in Carrollton. Home values also differ significantly — the median in Jersey City is $534,500 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Carrollton — common questions

Is Jersey City or Carrollton cheaper to live in?
Based on our cost index, Carrollton is cheaper to live in with an index of 116 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Carrollton?
Median rent in Jersey City is $1,902/month and in Carrollton it's $1,674/month — a difference of $228/month.
Which city has higher income, Jersey City or Carrollton?
Median household income is $94,813 in Jersey City and $99,115 in Carrollton. Median household income is $4,302/year higher in Carrollton.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jersey City or Carrollton?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Carrollton details →

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