Cost of Living: Jersey City, NJ vs Concord, CA (2026)

Jersey City

New Jersey
148
VS

Concord

California
187

Jersey City is 21% cheaper than Concord.

$1,902/mo ↓ 15%
Median Rent
$2,226/mo ↑ 17%
$94,813/yr ↓ 13%
Median Income
$109,195/yr ↑ 15%
$534,500 ↓ 29%
Home Value
$755,900 ↑ 41%
$2,006/mo ↓ 12%
Owner Costs
$2,284/mo ↑ 14%
289,691
Population
124,260

Tax Comparison

10.75%
Income Tax
13.3%
6.625%
State Sales Tax
7.25%
2.23%
Property Tax
0.71%

Affordability

24.1%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Concord, CA, the overall cost of living indices are 148 and 187 respectively (national median = 100). Rent is $324/month cheaper in Jersey City, saving renters about $3,888/year.

Median household income is $14,382/year higher in Concord. Home values also differ significantly — the median in Jersey City is $534,500 compared to $755,900 in Concord.

New Jersey has a lower income tax rate, making Jersey City slightly more tax-friendly.

Frequently Asked Questions

Jersey City vs Concord — common questions

Is Jersey City or Concord cheaper to live in?
Based on our cost index, Jersey City is cheaper to live in with an index of 148 compared to 187 (US average = 100).
What is the rent difference between Jersey City and Concord?
Median rent in Jersey City is $1,902/month and in Concord it's $2,226/month — a difference of $324/month.
Which city has higher income, Jersey City or Concord?
Median household income is $94,813 in Jersey City and $109,195 in Concord. Median household income is $14,382/year higher in Concord.
How do taxes compare between New Jersey and California?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Jersey City or Concord?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Concord details →

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