Cost of Living: Jersey City, NJ vs Denton, TX (2026)

Jersey City

New Jersey
148
VS

Denton

Texas
100

Jersey City is 48% more expensive than Denton.

$1,902/mo ↑ 42%
Median Rent
$1,344/mo ↓ 29%
$94,813/yr ↑ 29%
Median Income
$73,719/yr ↓ 22%
$534,500 ↑ 64%
Home Value
$325,700 ↓ 39%
$2,006/mo ↑ 37%
Owner Costs
$1,461/mo ↓ 27%
289,691
Population
146,987

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

24.1%
rent-to-income
Affordability
21.9%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Denton, TX, the overall cost of living indices are 148 and 100 respectively (national median = 100). Rent is $558/month cheaper in Denton, saving renters about $6,696/year.

Median household income is $21,094/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $325,700 in Denton.

Texas has no state income tax, giving Denton residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Denton — common questions

Is Jersey City or Denton cheaper to live in?
Based on our cost index, Denton is cheaper to live in with an index of 100 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Denton?
Median rent in Jersey City is $1,902/month and in Denton it's $1,344/month — a difference of $558/month.
Which city has higher income, Jersey City or Denton?
Median household income is $94,813 in Jersey City and $73,719 in Denton. Median household income is $21,094/year higher in Jersey City.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jersey City or Denton?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Denton has a cost index of 100 with rent of $1,344/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Denton details →

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