Cost of Living: Jersey City, NJ vs Frisco, TX (2026)

Jersey City

New Jersey
148
VS

Frisco

Texas
162

Jersey City is 9% cheaper than Frisco.

$1,902/mo ≈ Same
Median Rent
$1,902/mo ≈ Same
$94,813/yr ↓ 35%
Median Income
$146,158/yr ↑ 54%
$534,500 ↓ 10%
Home Value
$595,400 ↑ 11%
$2,006/mo ↓ 16%
Owner Costs
$2,389/mo ↑ 19%
289,691
Population
210,238

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

24.1%
rent-to-income
Affordability
15.6%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Frisco, TX, the overall cost of living indices are 148 and 162 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $51,345/year higher in Frisco. Home values also differ significantly — the median in Jersey City is $534,500 compared to $595,400 in Frisco.

Texas has no state income tax, giving Frisco residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Frisco — common questions

Is Jersey City or Frisco cheaper to live in?
Based on our cost index, Jersey City is cheaper to live in with an index of 148 compared to 162 (US average = 100).
What is the rent difference between Jersey City and Frisco?
Median rent in Jersey City is $1,902/month and in Frisco it's $1,902/month — a difference of $0/month.
Which city has higher income, Jersey City or Frisco?
Median household income is $94,813 in Jersey City and $146,158 in Frisco. Median household income is $51,345/year higher in Frisco.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jersey City or Frisco?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Frisco has a cost index of 162 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Frisco details →

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