Cost of Living: Jersey City, NJ vs Killeen, TX (2026)

Jersey City

New Jersey
148
VS

Killeen

Texas
75

Jersey City is 97% more expensive than Killeen.

$1,902/mo ↑ 66%
Median Rent
$1,147/mo ↓ 40%
$94,813/yr ↑ 63%
Median Income
$58,339/yr ↓ 38%
$534,500 ↑ 173%
Home Value
$196,000 ↓ 63%
$2,006/mo ↑ 71%
Owner Costs
$1,176/mo ↓ 41%
289,691
Population
156,144

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

24.1%
rent-to-income
Affordability
23.6%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Killeen, TX, the overall cost of living indices are 148 and 75 respectively (national median = 100). Rent is $755/month cheaper in Killeen, saving renters about $9,060/year.

Median household income is $36,474/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $196,000 in Killeen.

Texas has no state income tax, giving Killeen residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Killeen — common questions

Is Jersey City or Killeen cheaper to live in?
Based on our cost index, Killeen is cheaper to live in with an index of 75 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Killeen?
Median rent in Jersey City is $1,902/month and in Killeen it's $1,147/month — a difference of $755/month.
Which city has higher income, Jersey City or Killeen?
Median household income is $94,813 in Jersey City and $58,339 in Killeen. Median household income is $36,474/year higher in Jersey City.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jersey City or Killeen?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Killeen has a cost index of 75 with rent of $1,147/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Killeen details →

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