Cost of Living: Jersey City, NJ vs Laredo, TX (2026)

Jersey City

New Jersey
148
VS

Laredo

Texas
67

Jersey City is 121% more expensive than Laredo.

$1,902/mo ↑ 90%
Median Rent
$1,001/mo ↓ 47%
$94,813/yr ↑ 50%
Median Income
$63,264/yr ↓ 33%
$534,500 ↑ 193%
Home Value
$182,400 ↓ 66%
$2,006/mo ↑ 88%
Owner Costs
$1,066/mo ↓ 47%
289,691
Population
255,949

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

24.1%
rent-to-income
Affordability
19.0%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Laredo, TX, the overall cost of living indices are 148 and 67 respectively (national median = 100). Rent is $901/month cheaper in Laredo, saving renters about $10,812/year.

Median household income is $31,549/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $182,400 in Laredo.

Texas has no state income tax, giving Laredo residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Laredo — common questions

Is Jersey City or Laredo cheaper to live in?
Based on our cost index, Laredo is cheaper to live in with an index of 67 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Laredo?
Median rent in Jersey City is $1,902/month and in Laredo it's $1,001/month — a difference of $901/month.
Which city has higher income, Jersey City or Laredo?
Median household income is $94,813 in Jersey City and $63,264 in Laredo. Median household income is $31,549/year higher in Jersey City.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jersey City or Laredo?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Laredo has a cost index of 67 with rent of $1,001/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Laredo details →

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