Cost of Living: Jersey City, NJ vs Midland, TX (2026)

Jersey City

New Jersey
148
VS

Midland

Texas
99

Jersey City is 49% more expensive than Midland.

$1,902/mo ↑ 35%
Median Rent
$1,407/mo ↓ 26%
$94,813/yr ↑ 4%
Median Income
$91,169/yr ↓ 4%
$534,500 ↑ 79%
Home Value
$298,600 ↓ 44%
$2,006/mo ↑ 37%
Owner Costs
$1,468/mo ↓ 27%
289,691
Population
133,998

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

24.1%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Midland, TX, the overall cost of living indices are 148 and 99 respectively (national median = 100). Rent is $495/month cheaper in Midland, saving renters about $5,940/year.

Median household income is $3,644/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Midland — common questions

Is Jersey City or Midland cheaper to live in?
Based on our cost index, Midland is cheaper to live in with an index of 99 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Midland?
Median rent in Jersey City is $1,902/month and in Midland it's $1,407/month — a difference of $495/month.
Which city has higher income, Jersey City or Midland?
Median household income is $94,813 in Jersey City and $91,169 in Midland. Median household income is $3,644/year higher in Jersey City.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jersey City or Midland?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Midland details →

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