Cost of Living: Jersey City, NJ vs Murfreesboro, TN (2026)

Jersey City

New Jersey
148
VS

Murfreesboro

Tennessee
105

Jersey City is 41% more expensive than Murfreesboro.

$1,902/mo ↑ 38%
Median Rent
$1,376/mo ↓ 28%
$94,813/yr ↑ 24%
Median Income
$76,241/yr ↓ 20%
$534,500 ↑ 46%
Home Value
$365,100 ↓ 32%
$2,006/mo ↑ 40%
Owner Costs
$1,435/mo ↓ 28%
289,691
Population
157,547

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
7.0%
2.23%
Property Tax
0.64%

Affordability

24.1%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Murfreesboro, TN, the overall cost of living indices are 148 and 105 respectively (national median = 100). Rent is $526/month cheaper in Murfreesboro, saving renters about $6,312/year.

Median household income is $18,572/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $365,100 in Murfreesboro.

Tennessee has no state income tax, giving Murfreesboro residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Murfreesboro — common questions

Is Jersey City or Murfreesboro cheaper to live in?
Based on our cost index, Murfreesboro is cheaper to live in with an index of 105 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Murfreesboro?
Median rent in Jersey City is $1,902/month and in Murfreesboro it's $1,376/month — a difference of $526/month.
Which city has higher income, Jersey City or Murfreesboro?
Median household income is $94,813 in Jersey City and $76,241 in Murfreesboro. Median household income is $18,572/year higher in Jersey City.
How do taxes compare between New Jersey and Tennessee?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Jersey City or Murfreesboro?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Murfreesboro has a cost index of 105 with rent of $1,376/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Murfreesboro details →

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