Cost of Living: Jersey City, NJ vs Oxnard, CA (2026)

Jersey City

New Jersey
148
VS

Oxnard

California
159

Jersey City is 7% cheaper than Oxnard.

$1,902/mo ↓ 3%
Median Rent
$1,962/mo ↑ 3%
$94,813/yr ↑ 2%
Median Income
$93,372/yr ↓ 2%
$534,500 ↓ 13%
Home Value
$617,800 ↑ 16%
$2,006/mo ↑ 2%
Owner Costs
$1,976/mo ↓ 1%
289,691
Population
201,014

Tax Comparison

10.75%
Income Tax
13.3%
6.625%
State Sales Tax
7.25%
2.23%
Property Tax
0.71%

Affordability

24.1%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Oxnard, CA, the overall cost of living indices are 148 and 159 respectively (national median = 100). Rent is $60/month cheaper in Jersey City, saving renters about $720/year.

Median household income is $1,441/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $617,800 in Oxnard.

New Jersey has a lower income tax rate, making Jersey City slightly more tax-friendly.

Frequently Asked Questions

Jersey City vs Oxnard — common questions

Is Jersey City or Oxnard cheaper to live in?
Based on our cost index, Jersey City is cheaper to live in with an index of 148 compared to 159 (US average = 100).
What is the rent difference between Jersey City and Oxnard?
Median rent in Jersey City is $1,902/month and in Oxnard it's $1,962/month — a difference of $60/month.
Which city has higher income, Jersey City or Oxnard?
Median household income is $94,813 in Jersey City and $93,372 in Oxnard. Median household income is $1,441/year higher in Jersey City.
How do taxes compare between New Jersey and California?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Jersey City or Oxnard?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Oxnard details →

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