Cost of Living: Jersey City, NJ vs Provo, UT (2026)

Jersey City

New Jersey
148
VS

Provo

Utah
102

Jersey City is 45% more expensive than Provo.

$1,902/mo ↑ 65%
Median Rent
$1,152/mo ↓ 39%
$94,813/yr ↑ 51%
Median Income
$62,800/yr ↓ 34%
$534,500 ↑ 22%
Home Value
$437,100 ↓ 18%
$2,006/mo ↑ 64%
Owner Costs
$1,220/mo ↓ 39%
289,691
Population
114,303

Tax Comparison

10.75%
Income Tax
4.65%
6.625%
State Sales Tax
6.1%
2.23%
Property Tax
0.58%

Affordability

24.1%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Provo, UT, the overall cost of living indices are 148 and 102 respectively (national median = 100). Rent is $750/month cheaper in Provo, saving renters about $9,000/year.

Median household income is $32,013/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $437,100 in Provo.

Utah has a lower income tax rate, making Provo slightly more tax-friendly.

Frequently Asked Questions

Jersey City vs Provo — common questions

Is Jersey City or Provo cheaper to live in?
Based on our cost index, Provo is cheaper to live in with an index of 102 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Provo?
Median rent in Jersey City is $1,902/month and in Provo it's $1,152/month — a difference of $750/month.
Which city has higher income, Jersey City or Provo?
Median household income is $94,813 in Jersey City and $62,800 in Provo. Median household income is $32,013/year higher in Jersey City.
How do taxes compare between New Jersey and Utah?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Utah has 4.65% income tax, 6.1% sales tax, and 0.58% property tax.
Should I move to Jersey City or Provo?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Provo has a cost index of 102 with rent of $1,152/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Provo details →

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