Cost of Living: Jersey City, NJ vs Rancho Cucamonga, CA (2026)

Jersey City

New Jersey
148
VS

Rancho Cucamonga

California
182

Jersey City is 19% cheaper than Rancho Cucamonga.

$1,902/mo ↓ 17%
Median Rent
$2,286/mo ↑ 20%
$94,813/yr ↓ 13%
Median Income
$109,511/yr ↑ 16%
$534,500 ↓ 23%
Home Value
$694,400 ↑ 30%
$2,006/mo ↓ 14%
Owner Costs
$2,324/mo ↑ 16%
289,691
Population
174,693

Tax Comparison

10.75%
Income Tax
13.3%
6.625%
State Sales Tax
7.25%
2.23%
Property Tax
0.71%

Affordability

24.1%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Rancho Cucamonga, CA, the overall cost of living indices are 148 and 182 respectively (national median = 100). Rent is $384/month cheaper in Jersey City, saving renters about $4,608/year.

Median household income is $14,698/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Jersey City is $534,500 compared to $694,400 in Rancho Cucamonga.

New Jersey has a lower income tax rate, making Jersey City slightly more tax-friendly.

Frequently Asked Questions

Jersey City vs Rancho Cucamonga — common questions

Is Jersey City or Rancho Cucamonga cheaper to live in?
Based on our cost index, Jersey City is cheaper to live in with an index of 148 compared to 182 (US average = 100).
What is the rent difference between Jersey City and Rancho Cucamonga?
Median rent in Jersey City is $1,902/month and in Rancho Cucamonga it's $2,286/month — a difference of $384/month.
Which city has higher income, Jersey City or Rancho Cucamonga?
Median household income is $94,813 in Jersey City and $109,511 in Rancho Cucamonga. Median household income is $14,698/year higher in Rancho Cucamonga.
How do taxes compare between New Jersey and California?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Jersey City or Rancho Cucamonga?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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