Cost of Living: Jersey City, NJ vs Roseville, CA (2026)

Jersey City

New Jersey
148
VS

Roseville

California
168

Jersey City is 12% cheaper than Roseville.

$1,902/mo ↓ 9%
Median Rent
$2,099/mo ↑ 10%
$94,813/yr ↓ 19%
Median Income
$117,354/yr ↑ 24%
$534,500 ↓ 15%
Home Value
$630,600 ↑ 18%
$2,006/mo ↓ 10%
Owner Costs
$2,226/mo ↑ 11%
289,691
Population
152,438

Tax Comparison

10.75%
Income Tax
13.3%
6.625%
State Sales Tax
7.25%
2.23%
Property Tax
0.71%

Affordability

24.1%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Roseville, CA, the overall cost of living indices are 148 and 168 respectively (national median = 100). Rent is $197/month cheaper in Jersey City, saving renters about $2,364/year.

Median household income is $22,541/year higher in Roseville. Home values also differ significantly — the median in Jersey City is $534,500 compared to $630,600 in Roseville.

New Jersey has a lower income tax rate, making Jersey City slightly more tax-friendly.

Frequently Asked Questions

Jersey City vs Roseville — common questions

Is Jersey City or Roseville cheaper to live in?
Based on our cost index, Jersey City is cheaper to live in with an index of 148 compared to 168 (US average = 100).
What is the rent difference between Jersey City and Roseville?
Median rent in Jersey City is $1,902/month and in Roseville it's $2,099/month — a difference of $197/month.
Which city has higher income, Jersey City or Roseville?
Median household income is $94,813 in Jersey City and $117,354 in Roseville. Median household income is $22,541/year higher in Roseville.
How do taxes compare between New Jersey and California?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Jersey City or Roseville?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Roseville details →

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