Cost of Living: Jersey City, NJ vs Round Rock, TX (2026)

Jersey City

New Jersey
148
VS

Round Rock

Texas
122

Jersey City is 21% more expensive than Round Rock.

$1,902/mo ↑ 11%
Median Rent
$1,713/mo ↓ 10%
$94,813/yr ↓ 2%
Median Income
$97,187/yr ↑ 3%
$534,500 ↑ 39%
Home Value
$383,700 ↓ 28%
$2,006/mo ↑ 13%
Owner Costs
$1,781/mo ↓ 11%
289,691
Population
124,288

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

24.1%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Round Rock, TX, the overall cost of living indices are 148 and 122 respectively (national median = 100). Rent is $189/month cheaper in Round Rock, saving renters about $2,268/year.

Median household income is $2,374/year higher in Round Rock. Home values also differ significantly — the median in Jersey City is $534,500 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Round Rock — common questions

Is Jersey City or Round Rock cheaper to live in?
Based on our cost index, Round Rock is cheaper to live in with an index of 122 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Round Rock?
Median rent in Jersey City is $1,902/month and in Round Rock it's $1,713/month — a difference of $189/month.
Which city has higher income, Jersey City or Round Rock?
Median household income is $94,813 in Jersey City and $97,187 in Round Rock. Median household income is $2,374/year higher in Round Rock.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jersey City or Round Rock?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Round Rock details →

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