Cost of Living: Jersey City, NJ vs Sioux Falls, SD (2026)

Jersey City

New Jersey
148
VS

Sioux Falls

South Dakota
78

Jersey City is 90% more expensive than Sioux Falls.

$1,902/mo ↑ 92%
Median Rent
$993/mo ↓ 48%
$94,813/yr ↑ 27%
Median Income
$74,714/yr ↓ 21%
$534,500 ↑ 97%
Home Value
$271,400 ↓ 49%
$2,006/mo ↑ 79%
Owner Costs
$1,122/mo ↓ 44%
289,691
Population
197,642

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
4.2%
2.23%
Property Tax
1.28%

Affordability

24.1%
rent-to-income
Affordability
15.9%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Sioux Falls, SD, the overall cost of living indices are 148 and 78 respectively (national median = 100). Rent is $909/month cheaper in Sioux Falls, saving renters about $10,908/year.

Median household income is $20,099/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $271,400 in Sioux Falls.

South Dakota has no state income tax, giving Sioux Falls residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Sioux Falls — common questions

Is Jersey City or Sioux Falls cheaper to live in?
Based on our cost index, Sioux Falls is cheaper to live in with an index of 78 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Sioux Falls?
Median rent in Jersey City is $1,902/month and in Sioux Falls it's $993/month — a difference of $909/month.
Which city has higher income, Jersey City or Sioux Falls?
Median household income is $94,813 in Jersey City and $74,714 in Sioux Falls. Median household income is $20,099/year higher in Jersey City.
How do taxes compare between New Jersey and South Dakota?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. South Dakota has 0% income tax, 4.2% sales tax, and 1.28% property tax.
Should I move to Jersey City or Sioux Falls?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Sioux Falls has a cost index of 78 with rent of $993/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Sioux Falls details →

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