Cost of Living: Jersey City, NJ vs Tyler, TX (2026)

Jersey City

New Jersey
148
VS

Tyler

Texas
79

Jersey City is 87% more expensive than Tyler.

$1,902/mo ↑ 59%
Median Rent
$1,199/mo ↓ 37%
$94,813/yr ↑ 45%
Median Income
$65,527/yr ↓ 31%
$534,500 ↑ 147%
Home Value
$216,400 ↓ 60%
$2,006/mo ↑ 71%
Owner Costs
$1,170/mo ↓ 42%
289,691
Population
107,718

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

24.1%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Tyler, TX, the overall cost of living indices are 148 and 79 respectively (national median = 100). Rent is $703/month cheaper in Tyler, saving renters about $8,436/year.

Median household income is $29,286/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Tyler — common questions

Is Jersey City or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Tyler?
Median rent in Jersey City is $1,902/month and in Tyler it's $1,199/month — a difference of $703/month.
Which city has higher income, Jersey City or Tyler?
Median household income is $94,813 in Jersey City and $65,527 in Tyler. Median household income is $29,286/year higher in Jersey City.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jersey City or Tyler?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Tyler details →

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