Cost of Living: Jersey City, NJ vs Yonkers, NY (2026)

Jersey City

New Jersey
148
VS

Yonkers

New York
133

Jersey City is 11% more expensive than Yonkers.

$1,902/mo ↑ 10%
Median Rent
$1,730/mo ↓ 9%
$94,813/yr ↑ 16%
Median Income
$81,816/yr ↓ 14%
$534,500 ↑ 12%
Home Value
$478,000 ↓ 11%
$2,006/mo ↑ 14%
Owner Costs
$1,759/mo ↓ 12%
289,691
Population
209,529

Tax Comparison

10.75%
Income Tax
10.9%
6.625%
State Sales Tax
4.0%
2.23%
Property Tax
1.62%

Affordability

24.1%
rent-to-income
Affordability
25.4%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Yonkers, NY, the overall cost of living indices are 148 and 133 respectively (national median = 100). Rent is $172/month cheaper in Yonkers, saving renters about $2,064/year.

Median household income is $12,997/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $478,000 in Yonkers.

New Jersey has a lower income tax rate, making Jersey City slightly more tax-friendly.

Frequently Asked Questions

Jersey City vs Yonkers — common questions

Is Jersey City or Yonkers cheaper to live in?
Based on our cost index, Yonkers is cheaper to live in with an index of 133 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Yonkers?
Median rent in Jersey City is $1,902/month and in Yonkers it's $1,730/month — a difference of $172/month.
Which city has higher income, Jersey City or Yonkers?
Median household income is $94,813 in Jersey City and $81,816 in Yonkers. Median household income is $12,997/year higher in Jersey City.
How do taxes compare between New Jersey and New York?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax.
Should I move to Jersey City or Yonkers?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Yonkers has a cost index of 133 with rent of $1,730/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Yonkers details →

More Comparisons

Other cost of living comparisons for Jersey City and Yonkers

Jersey City vs. Lincoln Jersey City vs. Anchorage Jersey City vs. St. Louis Jersey City vs. Durham Jersey City vs. Greensboro Jersey City vs. Plano Yonkers vs. Fayetteville Yonkers vs. Cape Coral Yonkers vs. Rochester Yonkers vs. Worcester Yonkers vs. Frisco Yonkers vs. Columbus