Cost of Living: Kansas City, MO vs McKinney, TX (2026)

Kansas City

Missouri
80
VS

McKinney

Texas
138

Kansas City is 42% cheaper than McKinney.

$1,186/mo ↓ 36%
Median Rent
$1,841/mo ↑ 55%
$67,449/yr ↓ 44%
Median Income
$120,273/yr ↑ 78%
$227,000 ↓ 48%
Home Value
$439,500 ↑ 94%
$1,205/mo ↓ 43%
Owner Costs
$2,101/mo ↑ 74%
508,233
Population
202,314

Tax Comparison

4.95%
Income Tax
0%
4.225%
State Sales Tax
6.25%
0.93%
Property Tax
1.6%

Affordability

21.1%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Kansas City, MO and McKinney, TX, the overall cost of living indices are 80 and 138 respectively (national median = 100). Rent is $655/month cheaper in Kansas City, saving renters about $7,860/year.

Median household income is $52,824/year higher in McKinney. Home values also differ significantly — the median in Kansas City is $227,000 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

Kansas City vs McKinney — common questions

Is Kansas City or McKinney cheaper to live in?
Based on our cost index, Kansas City is cheaper to live in with an index of 80 compared to 138 (US average = 100).
What is the rent difference between Kansas City and McKinney?
Median rent in Kansas City is $1,186/month and in McKinney it's $1,841/month — a difference of $655/month.
Which city has higher income, Kansas City or McKinney?
Median household income is $67,449 in Kansas City and $120,273 in McKinney. Median household income is $52,824/year higher in McKinney.
How do taxes compare between Missouri and Texas?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Kansas City or McKinney?
It depends on your priorities. Kansas City has a cost index of 80 with median rent of $1,186/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Kansas City details → View McKinney details →

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