Cost of Living: Kansas City, MO vs Waco, TX (2026)

Kansas City

Missouri
80
VS

Waco

Texas
72

Kansas City is 11% more expensive than Waco.

$1,186/mo ↑ 8%
Median Rent
$1,098/mo ↓ 7%
$67,449/yr ↑ 31%
Median Income
$51,468/yr ↓ 24%
$227,000 ↑ 14%
Home Value
$199,600 ↓ 12%
$1,205/mo ↑ 10%
Owner Costs
$1,094/mo ↓ 9%
508,233
Population
141,925

Tax Comparison

4.95%
Income Tax
0%
4.225%
State Sales Tax
6.25%
0.93%
Property Tax
1.6%

Affordability

21.1%
rent-to-income
Affordability
25.6%
rent-to-income

Detailed Comparison

When comparing Kansas City, MO and Waco, TX, the overall cost of living indices are 80 and 72 respectively (national median = 100). Rent is $88/month cheaper in Waco, saving renters about $1,056/year.

Median household income is $15,981/year higher in Kansas City. Home values also differ significantly — the median in Kansas City is $227,000 compared to $199,600 in Waco.

Texas has no state income tax, giving Waco residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

Kansas City vs Waco — common questions

Is Kansas City or Waco cheaper to live in?
Based on our cost index, Waco is cheaper to live in with an index of 72 compared to 80 (US average = 100).
What is the rent difference between Kansas City and Waco?
Median rent in Kansas City is $1,186/month and in Waco it's $1,098/month — a difference of $88/month.
Which city has higher income, Kansas City or Waco?
Median household income is $67,449 in Kansas City and $51,468 in Waco. Median household income is $15,981/year higher in Kansas City.
How do taxes compare between Missouri and Texas?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Kansas City or Waco?
It depends on your priorities. Kansas City has a cost index of 80 with median rent of $1,186/mo, while Waco has a cost index of 72 with rent of $1,098/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Kansas City details → View Waco details →

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