Cost of Living: Killeen, TX vs Gainesville, FL (2026)

Killeen

Texas
75
VS

Gainesville

Florida
81

Killeen is 7% cheaper than Gainesville.

$1,147/mo ↓ 6%
Median Rent
$1,214/mo ↑ 6%
$58,339/yr ↑ 28%
Median Income
$45,611/yr ↓ 22%
$196,000 ↓ 17%
Home Value
$235,000 ↑ 20%
$1,176/mo ≈ Same
Owner Costs
$1,167/mo ≈ Same
156,144
Population
143,611

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

23.6%
rent-to-income
Affordability
31.9%
rent-to-income

Detailed Comparison

When comparing Killeen, TX and Gainesville, FL, the overall cost of living indices are 75 and 81 respectively (national median = 100). Rent is $67/month cheaper in Killeen, saving renters about $804/year.

Median household income is $12,728/year higher in Killeen. Home values also differ significantly — the median in Killeen is $196,000 compared to $235,000 in Gainesville.

Frequently Asked Questions

Killeen vs Gainesville — common questions

Is Killeen or Gainesville cheaper to live in?
Based on our cost index, Killeen is cheaper to live in with an index of 75 compared to 81 (US average = 100).
What is the rent difference between Killeen and Gainesville?
Median rent in Killeen is $1,147/month and in Gainesville it's $1,214/month — a difference of $67/month.
Which city has higher income, Killeen or Gainesville?
Median household income is $58,339 in Killeen and $45,611 in Gainesville. Median household income is $12,728/year higher in Killeen.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Killeen or Gainesville?
It depends on your priorities. Killeen has a cost index of 75 with median rent of $1,147/mo, while Gainesville has a cost index of 81 with rent of $1,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Killeen details → View Gainesville details →

More Comparisons

Other cost of living comparisons for Killeen and Gainesville

Killeen vs. Lakewood Killeen vs. Kansas City Killeen vs. Macon Killeen vs. Springfield Killeen vs. Alexandria Killeen vs. Sunnyvale Gainesville vs. Olathe Gainesville vs. Torrance Gainesville vs. McAllen Gainesville vs. Thornton Gainesville vs. Syracuse Gainesville vs. Visalia