Cost of Living: Lexington, KY vs Cape Coral, FL (2026)

Lexington

Kentucky
82
VS

Cape Coral

Florida
114

Lexington is 28% cheaper than Cape Coral.

$1,101/mo ↓ 37%
Median Rent
$1,751/mo ↑ 59%
$67,631/yr ↓ 11%
Median Income
$76,062/yr ↑ 12%
$272,100 ↓ 20%
Home Value
$339,200 ↑ 25%
$1,160/mo ↓ 24%
Owner Costs
$1,523/mo ↑ 31%
321,122
Population
206,387

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

19.5%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Lexington, KY and Cape Coral, FL, the overall cost of living indices are 82 and 114 respectively (national median = 100). Rent is $650/month cheaper in Lexington, saving renters about $7,800/year.

Median household income is $8,431/year higher in Cape Coral. Home values also differ significantly — the median in Lexington is $272,100 compared to $339,200 in Cape Coral.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Lexington vs Cape Coral — common questions

Is Lexington or Cape Coral cheaper to live in?
Based on our cost index, Lexington is cheaper to live in with an index of 82 compared to 114 (US average = 100).
What is the rent difference between Lexington and Cape Coral?
Median rent in Lexington is $1,101/month and in Cape Coral it's $1,751/month — a difference of $650/month.
Which city has higher income, Lexington or Cape Coral?
Median household income is $67,631 in Lexington and $76,062 in Cape Coral. Median household income is $8,431/year higher in Cape Coral.
How do taxes compare between Kentucky and Florida?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Lexington or Cape Coral?
It depends on your priorities. Lexington has a cost index of 82 with median rent of $1,101/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lexington details → View Cape Coral details →

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