Cost of Living: Lexington, KY vs Carrollton, TX (2026)

Lexington

Kentucky
82
VS

Carrollton

Texas
116

Lexington is 29% cheaper than Carrollton.

$1,101/mo ↓ 34%
Median Rent
$1,674/mo ↑ 52%
$67,631/yr ↓ 32%
Median Income
$99,115/yr ↑ 47%
$272,100 ↓ 23%
Home Value
$353,600 ↑ 30%
$1,160/mo ↓ 31%
Owner Costs
$1,689/mo ↑ 46%
321,122
Population
132,741

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.5%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Lexington, KY and Carrollton, TX, the overall cost of living indices are 82 and 116 respectively (national median = 100). Rent is $573/month cheaper in Lexington, saving renters about $6,876/year.

Median household income is $31,484/year higher in Carrollton. Home values also differ significantly — the median in Lexington is $272,100 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Lexington vs Carrollton — common questions

Is Lexington or Carrollton cheaper to live in?
Based on our cost index, Lexington is cheaper to live in with an index of 82 compared to 116 (US average = 100).
What is the rent difference between Lexington and Carrollton?
Median rent in Lexington is $1,101/month and in Carrollton it's $1,674/month — a difference of $573/month.
Which city has higher income, Lexington or Carrollton?
Median household income is $67,631 in Lexington and $99,115 in Carrollton. Median household income is $31,484/year higher in Carrollton.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lexington or Carrollton?
It depends on your priorities. Lexington has a cost index of 82 with median rent of $1,101/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lexington details → View Carrollton details →

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