Cost of Living: Lexington, KY vs Chula Vista, CA (2026)

Lexington

Kentucky
82
VS

Chula Vista

California
178

Lexington is 54% cheaper than Chula Vista.

$1,101/mo ↓ 48%
Median Rent
$2,122/mo ↑ 93%
$67,631/yr ↓ 36%
Median Income
$105,173/yr ↑ 56%
$272,100 ↓ 61%
Home Value
$697,400 ↑ 156%
$1,160/mo ↓ 50%
Owner Costs
$2,342/mo ↑ 102%
321,122
Population
275,030

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.5%
rent-to-income
Affordability
24.2%
rent-to-income

Detailed Comparison

When comparing Lexington, KY and Chula Vista, CA, the overall cost of living indices are 82 and 178 respectively (national median = 100). Rent is $1,021/month cheaper in Lexington, saving renters about $12,252/year.

Median household income is $37,542/year higher in Chula Vista. Home values also differ significantly — the median in Lexington is $272,100 compared to $697,400 in Chula Vista.

Kentucky has a lower income tax rate, making Lexington slightly more tax-friendly.

Frequently Asked Questions

Lexington vs Chula Vista — common questions

Is Lexington or Chula Vista cheaper to live in?
Based on our cost index, Lexington is cheaper to live in with an index of 82 compared to 178 (US average = 100).
What is the rent difference between Lexington and Chula Vista?
Median rent in Lexington is $1,101/month and in Chula Vista it's $2,122/month — a difference of $1,021/month.
Which city has higher income, Lexington or Chula Vista?
Median household income is $67,631 in Lexington and $105,173 in Chula Vista. Median household income is $37,542/year higher in Chula Vista.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lexington or Chula Vista?
It depends on your priorities. Lexington has a cost index of 82 with median rent of $1,101/mo, while Chula Vista has a cost index of 178 with rent of $2,122/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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