Cost of Living: Lexington, KY vs Garland, TX (2026)

Lexington

Kentucky
82
VS

Garland

Texas
96

Lexington is 15% cheaper than Garland.

$1,101/mo ↓ 28%
Median Rent
$1,525/mo ↑ 39%
$67,631/yr ↓ 9%
Median Income
$74,717/yr ↑ 10%
$272,100 ↑ 9%
Home Value
$248,900 ↓ 9%
$1,160/mo ↓ 20%
Owner Costs
$1,445/mo ↑ 25%
321,122
Population
245,298

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.5%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Lexington, KY and Garland, TX, the overall cost of living indices are 82 and 96 respectively (national median = 100). Rent is $424/month cheaper in Lexington, saving renters about $5,088/year.

Median household income is $7,086/year higher in Garland. Home values also differ significantly — the median in Lexington is $272,100 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Lexington vs Garland — common questions

Is Lexington or Garland cheaper to live in?
Based on our cost index, Lexington is cheaper to live in with an index of 82 compared to 96 (US average = 100).
What is the rent difference between Lexington and Garland?
Median rent in Lexington is $1,101/month and in Garland it's $1,525/month — a difference of $424/month.
Which city has higher income, Lexington or Garland?
Median household income is $67,631 in Lexington and $74,717 in Garland. Median household income is $7,086/year higher in Garland.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lexington or Garland?
It depends on your priorities. Lexington has a cost index of 82 with median rent of $1,101/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lexington details → View Garland details →

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