Cost of Living: Lexington, KY vs Miami Gardens, FL (2026)

Lexington

Kentucky
82
VS

Miami Gardens

Florida
115

Lexington is 29% cheaper than Miami Gardens.

$1,101/mo ↓ 36%
Median Rent
$1,709/mo ↑ 55%
$67,631/yr ↑ 11%
Median Income
$60,979/yr ↓ 10%
$272,100 ↓ 19%
Home Value
$337,200 ↑ 24%
$1,160/mo ↓ 29%
Owner Costs
$1,640/mo ↑ 41%
321,122
Population
111,264

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

19.5%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Lexington, KY and Miami Gardens, FL, the overall cost of living indices are 82 and 115 respectively (national median = 100). Rent is $608/month cheaper in Lexington, saving renters about $7,296/year.

Median household income is $6,652/year higher in Lexington. Home values also differ significantly — the median in Lexington is $272,100 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Lexington vs Miami Gardens — common questions

Is Lexington or Miami Gardens cheaper to live in?
Based on our cost index, Lexington is cheaper to live in with an index of 82 compared to 115 (US average = 100).
What is the rent difference between Lexington and Miami Gardens?
Median rent in Lexington is $1,101/month and in Miami Gardens it's $1,709/month — a difference of $608/month.
Which city has higher income, Lexington or Miami Gardens?
Median household income is $67,631 in Lexington and $60,979 in Miami Gardens. Median household income is $6,652/year higher in Lexington.
How do taxes compare between Kentucky and Florida?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Lexington or Miami Gardens?
It depends on your priorities. Lexington has a cost index of 82 with median rent of $1,101/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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