Cost of Living: Lexington, KY vs Oxnard, CA (2026)

Lexington

Kentucky
82
VS

Oxnard

California
159

Lexington is 48% cheaper than Oxnard.

$1,101/mo ↓ 44%
Median Rent
$1,962/mo ↑ 78%
$67,631/yr ↓ 28%
Median Income
$93,372/yr ↑ 38%
$272,100 ↓ 56%
Home Value
$617,800 ↑ 127%
$1,160/mo ↓ 41%
Owner Costs
$1,976/mo ↑ 70%
321,122
Population
201,014

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.5%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Lexington, KY and Oxnard, CA, the overall cost of living indices are 82 and 159 respectively (national median = 100). Rent is $861/month cheaper in Lexington, saving renters about $10,332/year.

Median household income is $25,741/year higher in Oxnard. Home values also differ significantly — the median in Lexington is $272,100 compared to $617,800 in Oxnard.

Kentucky has a lower income tax rate, making Lexington slightly more tax-friendly.

Frequently Asked Questions

Lexington vs Oxnard — common questions

Is Lexington or Oxnard cheaper to live in?
Based on our cost index, Lexington is cheaper to live in with an index of 82 compared to 159 (US average = 100).
What is the rent difference between Lexington and Oxnard?
Median rent in Lexington is $1,101/month and in Oxnard it's $1,962/month — a difference of $861/month.
Which city has higher income, Lexington or Oxnard?
Median household income is $67,631 in Lexington and $93,372 in Oxnard. Median household income is $25,741/year higher in Oxnard.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lexington or Oxnard?
It depends on your priorities. Lexington has a cost index of 82 with median rent of $1,101/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lexington details → View Oxnard details →

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