Cost of Living: Lincoln, NE vs Round Rock, TX (2026)

Lincoln

Nebraska
77
VS

Round Rock

Texas
122

Lincoln is 37% cheaper than Round Rock.

$1,045/mo ↓ 39%
Median Rent
$1,713/mo ↑ 64%
$69,991/yr ↓ 28%
Median Income
$97,187/yr ↑ 39%
$248,200 ↓ 35%
Home Value
$383,700 ↑ 55%
$1,140/mo ↓ 36%
Owner Costs
$1,781/mo ↑ 56%
291,932
Population
124,288

Tax Comparison

6.64%
Income Tax
0%
5.5%
State Sales Tax
6.25%
1.73%
Property Tax
1.6%

Affordability

17.9%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Lincoln, NE and Round Rock, TX, the overall cost of living indices are 77 and 122 respectively (national median = 100). Rent is $668/month cheaper in Lincoln, saving renters about $8,016/year.

Median household income is $27,196/year higher in Round Rock. Home values also differ significantly — the median in Lincoln is $248,200 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Nebraska's 6.64% rate.

Frequently Asked Questions

Lincoln vs Round Rock — common questions

Is Lincoln or Round Rock cheaper to live in?
Based on our cost index, Lincoln is cheaper to live in with an index of 77 compared to 122 (US average = 100).
What is the rent difference between Lincoln and Round Rock?
Median rent in Lincoln is $1,045/month and in Round Rock it's $1,713/month — a difference of $668/month.
Which city has higher income, Lincoln or Round Rock?
Median household income is $69,991 in Lincoln and $97,187 in Round Rock. Median household income is $27,196/year higher in Round Rock.
How do taxes compare between Nebraska and Texas?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lincoln or Round Rock?
It depends on your priorities. Lincoln has a cost index of 77 with median rent of $1,045/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lincoln details → View Round Rock details →

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