Cost of Living: Little Rock, AR vs Clearwater, FL (2026)

Little Rock

Arkansas
74
VS

Clearwater

Florida
105

Little Rock is 30% cheaper than Clearwater.

$1,067/mo ↓ 31%
Median Rent
$1,539/mo ↑ 44%
$60,583/yr ↓ 6%
Median Income
$64,440/yr ↑ 6%
$221,200 ↓ 32%
Home Value
$326,100 ↑ 47%
$1,099/mo ↓ 22%
Owner Costs
$1,411/mo ↑ 28%
202,739
Population
117,075

Tax Comparison

4.4%
Income Tax
0%
6.5%
State Sales Tax
6.0%
0.62%
Property Tax
0.86%

Affordability

21.1%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Little Rock, AR and Clearwater, FL, the overall cost of living indices are 74 and 105 respectively (national median = 100). Rent is $472/month cheaper in Little Rock, saving renters about $5,664/year.

Median household income is $3,857/year higher in Clearwater. Home values also differ significantly — the median in Little Rock is $221,200 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Arkansas's 4.4% rate.

Frequently Asked Questions

Little Rock vs Clearwater — common questions

Is Little Rock or Clearwater cheaper to live in?
Based on our cost index, Little Rock is cheaper to live in with an index of 74 compared to 105 (US average = 100).
What is the rent difference between Little Rock and Clearwater?
Median rent in Little Rock is $1,067/month and in Clearwater it's $1,539/month — a difference of $472/month.
Which city has higher income, Little Rock or Clearwater?
Median household income is $60,583 in Little Rock and $64,440 in Clearwater. Median household income is $3,857/year higher in Clearwater.
How do taxes compare between Arkansas and Florida?
Arkansas has 4.4% income tax, 6.5% sales tax, and 0.62% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Little Rock or Clearwater?
It depends on your priorities. Little Rock has a cost index of 74 with median rent of $1,067/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Little Rock details → View Clearwater details →

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