Cost of Living: Long Beach, CA vs McKinney, TX (2026)

Long Beach

California
169
VS

McKinney

Texas
138

Long Beach is 22% more expensive than McKinney.

$1,803/mo ↓ 2%
Median Rent
$1,841/mo ↑ 2%
$83,969/yr ↓ 30%
Median Income
$120,273/yr ↑ 43%
$762,200 ↑ 73%
Home Value
$439,500 ↓ 42%
$1,890/mo ↓ 10%
Owner Costs
$2,101/mo ↑ 11%
458,491
Population
202,314

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.8%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Long Beach, CA and McKinney, TX, the overall cost of living indices are 169 and 138 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $36,304/year higher in McKinney. Home values also differ significantly — the median in Long Beach is $762,200 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Long Beach vs McKinney — common questions

Is Long Beach or McKinney cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 169 (US average = 100).
What is the rent difference between Long Beach and McKinney?
Median rent in Long Beach is $1,803/month and in McKinney it's $1,841/month — a difference of $38/month.
Which city has higher income, Long Beach or McKinney?
Median household income is $83,969 in Long Beach and $120,273 in McKinney. Median household income is $36,304/year higher in McKinney.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Long Beach or McKinney?
It depends on your priorities. Long Beach has a cost index of 169 with median rent of $1,803/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Long Beach details → View McKinney details →

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